From The Blog

To start a Firewise community in California, you need to organize residents, assess wildfire risk, develop an action plan, and engage the community in wildfire risk reduction efforts. Here’s a step-by-step guide: 1. Form a Firewise Board or Committee: Gather residents and stakeholders: Bring together interested residents, local fire departments,[…]

Consumers can enroll in a Covered California Health plan or change their current plan if they experience a Qualifying Life Event (QLE)—this is called Special Enrollment. Consumers who experience a QLE have up to 60 days from the date of the event to enroll. If 60 days pass and the[…]

Need to know how Medicare works? Watch this video and find out:

How does Coinsurance work? Let’s say you have a building that you believe would cost $100,000 to replace and a coinsurance penalty in your policy of 80 percent. You insure the building for $80,000 thinking you have fulfilled the coinsurance clause. A fire loss causes $60,000 worth of damage so[…]

If you are enrolled into Anthem Blue Cross this may affect you. This November 1st will mark the beginning of the 5th open enrolment period under the Affordable Care Act, otherwise known as Obama Care. Individuals will be able to purchase insurance through the State Marketplace, Covered California, or direct from their[…]

Here’s how to unravel the complicated programs: Medicare is for people 65 and up and comes in four parts. Part A, for hospital bills, is “free” and supported by the payroll tax, but also has copays and deductibles. Part B, which covers doctor bills, and Part D, which covers prescription[…]