Stay Updated with Insurance News - Macaulay Insurance Agency

Replacement Cost Verses Reconstruction Cost - November 12, 2025
When it comes to insuring properties, a common source of confusion,is the difference between replacement cost and rebuild (or reconstruction) cost. While these two terms sound similar, and used interchangeably by some, they represent very different valuations. What Is Replacement Cost? Replacement cost refers to the amount it would take to[…]
Medicare Plans – Big Changes Ahead for 2026 - October 24, 2025
I wanted to share some important imformation regarding everyones Health Care for the 2026 Year. Please do not toss all the mail you are getting from your health care provider. Read everything carefully . Premium are on the rise (Big Time)for coverage and prescriptions. If you are unsure if your[…]
How To Start A Fire Wise Community - February 1, 2025
To start a Firewise community in California, you need to organize residents, assess wildfire risk, develop an action plan, and engage the community in wildfire risk reduction efforts. Here’s a step-by-step guide: 1. Form a Firewise Board or Committee: Gather residents and stakeholders: Bring together interested residents, local fire departments,[…]
As per the DOI , California Fair Plan will be approving the increases before the years end for commercial policies. Increase will be up to $20,000,000 - October 17, 2023
Coverage for Veterans – Works with your Tri-Care – Call for more info - November 20, 2021

I wanted to write to you to let you know how pleasantly surprised I was to find that there is affordable insurance out there. If you listen to the news and the woes of many people about their cost of insurance, one is extremely discouraged when they find themselves needing to purchase their own health insurance.
My husband and I had to purchase our own insurance several years ago, so we called you. You immediately put our minds (and pocket books) at ease with the assortment of choices that you offer. We were able to choose an affordable health plan that fit our needs. We've been very happy with that plan and the cost associated with it. We can rest assured that if we had a medical catastrophe that we are well taken care of and that we have a local, caring agent who is there when we need him.
I've talked to many people who complain about health insurance costs and I tell them all the same thing… "Just call Macaulay Insurance Agency. Health insurance can be more affordable than you think!" Thank you so much for your help and continued efforts to make our health insurance needs painless!
David & Rhonda Salisbury (Oakhurst, California)

Insurance Made Easy