News & Events

3 weeks ago 0 336 2 minutes read  EMCFSC Defensible Space and Hazard Tree Assistance Program MADERA COUNTY, CA – The Eastern Madera County Fire Safe Council (EMCFSC) is pleased to announce that they are now accepting applications for Defensible Space Assistance and Hazard Tree Removal. Resources are available to assist low-income, tribal,[…]

When it comes to insuring properties, a common source of confusion,is the difference between replacement cost and rebuild (or reconstruction) cost. While these two terms sound similar, and used interchangeably by some, they represent very different valuations.   What Is Replacement Cost? Replacement cost refers to the amount it would take to[…]

I wanted to share some important imformation regarding everyones Health Care for the 2026 Year. Please do not toss all the mail you are getting from your health care provider. Read everything carefully . Premium are on the rise (Big Time)for coverage and prescriptions. If you are unsure if your[…]

To start a Firewise community in California, you need to organize residents, assess wildfire risk, develop an action plan, and engage the community in wildfire risk reduction efforts. Here’s a step-by-step guide: 1. Form a Firewise Board or Committee: Gather residents and stakeholders: Bring together interested residents, local fire departments,[…]

Consumers can enroll in a Covered California Health plan or change their current plan if they experience a Qualifying Life Event (QLE)—this is called Special Enrollment. Consumers who experience a QLE have up to 60 days from the date of the event to enroll. If 60 days pass and the[…]

Need to know how Medicare works? Watch this video and find out:

How does Coinsurance work? Let’s say you have a building that you believe would cost $100,000 to replace and a coinsurance penalty in your policy of 80 percent. You insure the building for $80,000 thinking you have fulfilled the coinsurance clause. A fire loss causes $60,000 worth of damage so[…]